Banks-24

National bank EverBank is offering brand new customers who open a new savings account an initial 2.25%APY rate. The 2.25% bonus will last for three months and after that time period has passed, the APY rate drops to 1.51%.

The terms to qualify for the initial bonus rate includes:

• Minimum deposit of $1,500 required
• Fee free online and mobile banking
• 6 complimentary monthly withdrawals
• FDIC insured up to $250,000

Additional benefits to opening an EverBank account include their promise to the “Top 5% Yield Pledge.” The company guarantees that their earnings rate align with the top 5% of competitive accounts of leading banks.

>> Savings Account Rates

Other Terms and Conditions may apply.

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Baylake Bank is headquartered in Sturgeon Bay, Wisconsin.  Baylake Bank operates 28 bank branch locations in Wisconsin locations in Brown, Door, Green Lake, Kewaunee, Manitowoc, Outagamie, Waupaca, and Waushara counties.

Baylake Bank branch locations in Wisconsin.  Bank directory lists Baylake Bank offices in Wisconsin alphabetically by city.  Find bank branches for all Baylake Bank branch locations with the complete bank address and phone number. 

Search each Baylake Bank branch location to find bank products and services including checking accounts, savings accounts, money market accounts, home loans, bank CDs with competitive CD rates, online banking and more.

Baylake Bank
205 Clark Street
Algoma, WI  54201
(920) 487-3421

Baylake Bank
764 Broadway
Berlin, WI  54923
(920) 361-1513

Baylake Bank
Highway 57
Brussels, WI  54204
(920) 825-7022

Baylake Bank
1395 South Broadway
Depere, WI  54115
(920) 983-7600

Baylake Bank
Highway 42
Egg Harbor, WI  54209
(920) 868-3871

Baylake Bank
Highway 42
Ellison Bay, WI  54210
(920) 854-2814

Baylake Bank
Highway 42
Fish Creek, WI  54212
(920) 868-3323

Baylake Bank
307 Wolf River Drive
Fremont, WI  54940
(920) 446-2550

Baylake Bank
124 North Adams Street
Green Bay, WI  54301
(920) 430-9800

Baylake Bank
2260 Bay Settlement Road
Green Bay, WI  54311
(920) 468-0900

Baylake Bank
2450 Velp Avenue
Green Bay, WI  54303
(920) 434-5400

Baylake Bank
2502 Lineville Rd
Green Bay, WI  54313
(920) 434-1000

Baylake Bank
920 Huron Road
Green Bay, WI  54311
(920) 468-2500

Baylake Bank
960 Hansen Road
Green Bay, WI  54304
(920) 491-9955

Baylake Bank
1614 Center Street
Kewaunee, WI  54216
(920) 388-0883

Baylake Bank
519 Main Street
Kewaunee, WI  54216
(920) 388-2040

Baylake Bank
Highway 22
King, WI  54946
(715) 258-8194

Baylake Bank
210 Center Drive
Luxemburg, WI  54217
(920) 845-1005

Baylake Bank
431 South Bridge Street
Manawa, WI  54949
(920) 596-2531

Baylake Bank
602 Main
Poysippi, WI  54967
(920) 987-5131

Baylake Bank
106 East State Road 54
Seymour, WI  54165
(920) 833-2288

Baylake Bank
Highway 42
Sister Bay, WI  54234
(920) 854-2326

Baylake Bank
222 N. 3rd Avenue
Sturgeon

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Bank money market account rates moved lower to start to 2010 as did most all bank savings rates.  The average rate of the top ten best bank money market accounts rates closed the week of January 8, 2010 at 1.43%.

The highest bank money market account rate comes from Bank of Internet which offers a money market account with an interest rate of 1.60%.  The next best bank rate is available at three banks and lags ten basis points or 10/100 of a percent behind the category leader.  Nationwide Bank, NewDominion Bank and Discover Bank all offer money market accounts that yield 1.50%.

One basis point behind the trio of banks in second place is the money market account of Ally Bank.  Ally Bank promotes an online money market account that has an interest rate of 1.49%.  Giant Bank follows with a money market account that earns a rate of 1.46%. 
There is a significant fall off between the top six banks and the remaining banks on the list of the top bank money market accounts.  Following the 1.46% rate of Giant Bank, two banks offer accounts that earn 1.31%.  AIG Bank and iGO Banking have money markets at 1.31%.  The reaming two banks on the list, Stonebridge Bank and H & R Block Bank, promote money market accounts that have yields at 1.30%.

Low interest rates on money market accounts and various bank savings products have been held down by the lack economic growth, job growth and low inflation.  Now that the prospects of economic improvement in 2010 has many forecasts calling for higher interest rates, rate may reverse course and start to rise but this is far from a certainty as the Fed had made their position clear that their intent to keep interest rates low for a considerable period and refrain from premature rate hikes.
 
Treasury rates have gyrated wildly in the since the beginning of December and each time rates rise they manage to settle right back down within a short period of time.  Without Treasury rates making a sustained move higher it is less likely that bank rates will move ahead.

This is an excellent time for investors to shop for the best money market account rates or savings account rates or even short term CD rates to be prepared for future interest rate movements.

GoldWater Bank out of Scottsdale, Arizona is somewhat of an anomaly within the banking industry. Although they only have one branch, it looks as if it could pass as a castle. You can’t help but feel like your inside a 5-star hotel when walking through the lobby or sitting with a representative.

The bank is managed by a team of 5 executives, 13 employees and 7 directors on the board. And although this bank is seemingly small in physical size and number of employees they still offer their products to customers around the world. Therefor, you aren’t required to reside in the Scottsdale community in order to apply for a product.

Their most noteworthy product is a Rewards Checking Account boasting an APY of 5.02% on balances up to $20,000. Wit

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Bank Name	Minimum Deposit	Bonuses
	$1,500	3 Month Bonus APY of 2.51% on balances up to $100,000
	$25	Get a $50 bonus for opening a checking account

The First National Bank of Dieterich in Illinois is offering a Prime Rewards Checking that offers 4.01% APY on balances up to $25,000 and 2.25% on the remaining balance over $25,000. You also get ATM fee refunds on the account. To qualify for these rates you must make 10 debit card purchases a month, access your online banking account every month, and receive electronic statements on a monthly basis.

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Recently, Arianna Huffington wrote a post on The Huffington Post encouraging people all over the country to move their money out of bigger banks and into smaller, community-oriented financial institutions that generally avoided the reckless investments and schemes that helped cause the financial crisis.Fueled by the personal initiatives of thousands, this grassroots effort has the potential to shift power in the financial system away from Wall Street and to Main Street.To find out more about the Move Your Money movement, visit MoveYourMoney.info. Read more…

Bank rates may be out of date. Please check bank websites for current rates.

Capital One currently has a $300 bank bonus available for opening a new Capital One Rewards checking account.

A $50 minimum opening deposit is required.

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