Banks-24

It is once again 2X Tuesday at eBillme.com. You can get cash back on your gift cards ordered there even on gift card brands which usually don’t offer any specials or discounts.You may earn up to a limit of $10.00 Cash Back per Gift Card order; and $20.00 Cash Back per order at an eBillme merchant. See details and restrictions listed in the learn more of the specific offer you are interested in. Cash Back amounts vary by merchant, by gift card, by promotional period, and offers are subject to change. You may earn up to two hundred U.S. dollars ($200.00) of Cash Back savings within a 12 month period.

A pre-approved auto loan is different from a conventional auto loan because you are approved for a loan on a car before you ever walk onto the lot. Auto loan pre-approval allows you to enter the dealership knowing what you can afford and what interest rate you will pay. You won’t waste time considering cars that you won’t qualify to buy.

Conventional Auto Loans

When you rely on conventional auto financing, you usually choose the vehicle you’re interested in, decide how much you are willing to put toward a down payment and then borrow the remainder of the purchase price.

However, before a lender will agree to loan you that money, you must be approved. Sometimes, you are denied a loan with favorable interest rates because your credit is poor or you don’t have the cash for a large enough down payment. You mus

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The spirit of Joseph Goebbels is alive and well. That was my reaction when I heard a Government spokesmen welcoming last week’s first quarter GDP figure. If that was a good figure then I’m a Dutchman. (Just for the avoidance of doubt, I was born in Hertfordshire.)

The ONS had previously told us that in Q4 of last year the economy contracted by about 0.5pc. And they put that down to the effects of December’s snow, suggesting that the underlying performance was flat. Now we have the recovery from the snow and still GDP rises by only 0.5pc. So, over six months the economy has gone nowhere. Some recovery!

Of course, these figures need to be taken with a barrel of salt. And over and above their normal inadequacies, the GDP numbers will continue to be distorted for some time. The recent extraordinary combination of public holidays probably led to a significant drop in output.

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Recent comments from Tea Party Nation President Judson Phillips have ruffled a lot of feathers. Mr. Phillips, basing his comments off the language of our Constitution, questioned whether Americans who rent should be allowed to vote.

HSH.com blogger Peter Miller published the text version of Mr. Phillips’ comments (which were made on Tea Party Nation Radio):

As Judson Phillips explains, the Founding Fathers “put certain restrictions on who gets the right to vote. It wasn’t you were just a citizen and you got to vote. Some of the restrictions, you know, you obviously would not think about today. But one of those was you had to be a property owner. And that makes a lot of sense, because if you’re a property owner you actually have a vested stake in the community. If you’re

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The world of pre-approved auto loans may seem confusing if you aren’t familiar with how they work. The truth is, they can relieve a lot of the stress involved in purchasing a car. If you’re planning to buy a car and think pre-approved auto financing may be the way to go, evaluate the pros and cons of obtaining approval for a loan before shopping for your vehicle over a conventional auto loan:

Pros of Pre-Approved Auto Loans

• You will know exactly how much you can spend when comparing cars.
• The bargaining power is placed in your hands, rather than the salesperson’s.
• You can shop for an affordable interest rate before securing a loan.
• You will avoid being talked into paying for expensive and unnecessary “loan packages” because your budget is already set.
• The fixed rate will protect you against a more expensive loan if interest rates rise.

Cons of Pre-Approved Auto Loans

• These loans are usually only valid for a limited length of time, such as 30 days from the approval date.
• If you decide you want a more expensive car, you will not be able to purchase it with the loan you have.
• If you need a pre-approved auto loan for bad credit, you will most likely have to secure the loan with collateral that can be seized in the event of nonpayment.

Having pre-approved financing can be a huge help in making your big item purchase, but if you’re not careful, it can also limit your shopping options. If you do c Read more…

Saturday

“Homebuyers: Don’t forget to save for closing costs“

When you’re saving to buy a home, it’s easy to focus all your attention on a home’s price and the loan’s interest rate. However, you can’t forget to factor in closing costs when determining your level of affordability.

What are closing costs?

A good question, one that you may think every homebuyer should know right off the bat. However, the truth is, there are several costs and servicers that factor into your particular loan’s closing costs…

Friday

“Earth Day: Go green with your next mortgage or home repair”

If you live in the North East, this past winter’s snowfall and the cool spring temperatures might have you challenging the claims of global warming. But whatever your opinions

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In tough economic times, many people begin looking around for just about anything they can do to earn a living. Sometimes, though, this means taking a really gross job. Would you do any of these 5 jobs to make ends meet?

1. Animal Inseminator

Cows, turkeys, pigs and other animals are regularly artificially inseminated. Can you imagine what it would be like to wash that smell off? And what about explaining what you do? Do you really want to shake someone’s hand and then have that person find out where it was five hours earlier? It can be fiddly work as well, since you have to keep track of your success. According to SalaryExpert, though, you can make, on average, between $20,000 and more than $30,000 a year artificially inseminating some animals.

2. Portable Toilet Cleaner

Are there any bathrooms on the planet more disgusting than portable toilets? S

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