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Archive for July, 2011

Its time to celebrate because youve just found a auto loan rate that is extremely competitive in the market. The rate is 2.99% APR and is offered from Hi-Land Credit Union.

Auto Loan Rate Terms and Conditions

If you have been searching for an auto loan rate thats low enough, youve found the right place. At Hi-Land Credit Union, borrowers can take advantage of this rate when obtaining loans for new and used cars from the model years 2010-2011. Loan terms can fall anywhere from 0-60 months. To obtain the loan, you must become a member. Membership is open to residents of Salt Lake City and family, employees of Cream O Weber, Dairy Farmers of America and Tri-City Medical.

About Hi-Land Credit Union

Hi-Land Credit Union opened in 1957 and has since expanded considerably. It currently has over 2,700 members and nearly $30 million in assets.

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Forex Weekly Snapshot – July 25, 2011

Posted by Levi Dynon On Jul - 27 - 2011 No Comments »

Greenback closed lower on Friday at 9,456 on strong risk appetite flows following the successful conclusion to Thursdays EU summit.‬
Debt ceiling debate still an issue‬
Advance U.S. 2Q GDP due Friday‬
Support at 9,637, resistance 9,500‬
We remain U.S. Dollar bearish in the week ahead.‬

Fridays close saw the Euro at 1.4357 against the U.S. Dollar after rallying over 400 points from its lows on Monday‬
German Unemployment Change, Consumer Price Index and Retail Sales reports focus for Euro traders this week‬
Expected positive result for U.S. debt ceiling negotiations likely to support Euro upside momentum. ‬
Suppo

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Source: Center for American Progress Action Fund

President Obama is scheduled to address the nation at 9 p.m. EDT (0100 GMT) regarding the nations debt crisis. According to officials familiar with the speech, the President will address the current debt talk stalemate, urge compromise between the two parties and emphasize the importance of avoiding default and the best approach to cutting deficits.

According to anonymous sources, the Presidential address will also criticize House Republicans for their my way or the highway approach during the talks, and urge Americans to tell their elected officials that flexibility and compromise is needed.

Today, Democrats and Republicans unveiled wildly differing plans to rescue the nation from default, with seemingly little hope for compromise in the near future.

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Is the CFPB already helping banks not borrowers?

Posted by Levi Dynon On Jul - 25 - 2011 No Comments »

 

This may not be the best strategy for a consumer agency, given that state rules are sometimes tougher than federal standards.

The Alternative Mortgage Transaction Parity Act (AMTPA) was passed in 1982 for a very strange reason: banks wanted the right to make adjustable-rate mortgages even when state rules said they couldnt.

Now the CFPB has come out with a new rule to beef up the AMTPA:

Some lenders are chartered or licensed by states, while others operate under federal charters.

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Problems with Nintendo 3DS handhelds from Amazon?

Posted by Levi Dynon On Jul - 24 - 2011 No Comments »

Online retail giant Amazon has temporarily halted sales of the Nintendo 3DS handheld gaming system, citing customer complaints that “there may be something wrong with our inventory of the item.” Although the portable Nintendo game system is still available through other retailers in Amazon’s Marketplace, Amazon itself has stopped selling the units directly.

Amazon’s product pages for the $250 Nintendo 3DS portable gaming system says the item is “under review. ” And although the retailer didn’t specify what the problem may be, several gaming and tech enthusiast websites speculate the issue may be tied to shorter rubber “feet” which do not adequately protect the 3DS’ dual screens from rubbing against each other when the hand-held system is closed.

Nintendo hasn’t issued any recalls or acknowledgment of any flaws in its Nintendo 3DS unit. Read more…

Saving Money on your Mobile Phone Bill

Posted by Jesse Shand On Jul - 24 - 2011 No Comments »

Mobile phones are meant to simplify life, but when you aren’t aware of how carrier services work, your life can become stressful and expensive. Here are some ways to save money on your mobile phone bill.

First off its important to choose the right plan for your phone usage. Getting the right amount of minutes and texts, as well as features like Internet data, is the best way to save money on your bill. Paying for minutes, texts and data that you don’t use can be expensive.

Throughout the month, keep track of how many minutes and texts you have used. You can have your account balance and stats texted to you at any time or check them online.

Check your carrier’s charges for your voicemail service. Some mobile provider’s charge you to listen to your voicemail, so try to get that included in your free minutes, if the service is not offered free of charge.

Roaming is when you use your phone outside of the designated service area provided by your carrier. To avoid it,

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In a televised address to the nation on Monday night, President Barack Obama asked Americans to pressure their elected representatives to work out a compromise on the federal debt ceiling. As hed done in the past weeks, the president made a point to emphasize the devastating effect failure to come to a comprehensive debt deal would have on the nation.

Congress Still at Stalemate Over Raising Federal Debt Ceiling

In what was Obamas seventh prime time televised address, he sought to the increase pressure on congressional leaders to reach a debt deal that would allow the government to keep borrowing money to pay its debts after Aug. 2the date the Treasury Department set for the nations default after reaching the debt ceiling on May 16.

He went on to say that House Republicans had created the stalemate by refusing to compromise on a fair deal and then asked Americans to step in and pressure their lawmakers to come to an agreement.

If you want a balanced approach to reducing the deficit, let your member of Congress know. I

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